Terms of Service
These Terms of Service ("Terms") govern your use of the website and services provided by The Turning 65 Advisor ("we," "us," or "our"). By using our website or scheduling a consultation with us, you agree to these Terms.
1. Who We Are
The Turning 65 Advisor is an independent, licensed Medicare-contracted insurance broker. We are not connected with or endorsed by the United States government or the federal Medicare program. We represent multiple health plans but do not offer every plan available in your area.
2. Educational Nature of Our Content
Information on this website is provided for general educational purposes only and does not constitute medical, legal, financial, or tax advice, nor is it a guarantee of enrollment eligibility, plan availability, or coverage. Plan availability, pricing, and benefits vary by location and are subject to change. For official Medicare program information, please visit Medicare.gov or call 1-800-MEDICARE.
3. No Obligation to Enroll
Scheduling a consultation or speaking with us does not obligate you to enroll in any plan. Any decision to enroll in a Medicare plan or insurance product is entirely your own.
4. Scheduling and Consultations
Consultations may be scheduled through our online booking system, which is operated by a third-party provider. We are not responsible for the availability, functionality, or security of that third-party platform, though we will make reasonable efforts to assist you if you experience issues scheduling an appointment.
5. Communications Consent
By providing your phone number or contacting us, you consent to receive calls and, where applicable, text messages from us regarding your Medicare coverage and related services. Calls may be recorded for compliance and quality assurance purposes, as disclosed at the start of any call. You may withdraw consent to be contacted at any time by notifying us directly.
Text Messaging: If you opt in to receive text messages from The Turning 65 Advisor, message frequency may vary, and message and data rates may apply. Reply STOP at any time to opt out of future text messages, or reply HELP for assistance. Consent to receive text messages is not a condition of purchasing any product or service from us. See our Privacy Policy for more information on how your mobile information is used.
6. Third-Party Platforms
Depending on the products you're interested in, your enrollment or application may be processed through third-party quoting or enrollment platforms. Your use of those platforms is subject to their own separate terms of service, in addition to these Terms.
7. Intellectual Property
The content on this website, including text, graphics, logos, and images, is the property of The Turning 65 Advisor or its licensors and may not be copied, reproduced, or distributed without permission.
8. Limitation of Liability
To the fullest extent permitted by law, The Turning 65 Advisor shall not be liable for any indirect, incidental, or consequential damages arising from your use of this website or our services. Our services are provided on an "as is" and "as available" basis without warranties of any kind, express or implied.
9. Governing Law
These Terms are governed by the laws of the State of Arizona, without regard to its conflict of law principles.
10. Changes to These Terms
We may update these Terms from time to time. The "Effective Date" at the top of this page will reflect the most recent revision. Continued use of our website or services after changes are posted constitutes your acceptance of the revised Terms.
11. Contact Us
If you have questions about these Terms, please contact us:
Phone: (520) 955-5619
Email: privacy@theturning65advisor.com
We do not maintain a public physical office; please contact us by phone or email above.